Finding and purchasing a home that will meet your needs is a significant and often stressful time. Our goal is to make this transition as smooth as possible. We are experts in the area, and once we learn what it is that you’re looking for, finding your dream home is simple.
You'll want to get this process started asap, as getting pre-approved for financing is essential.
Choose an agent whose personality meshes with your own and whose experience can work in your favour!
We'll take note of your requirements and start searching for properties that fit the bill!
Your new neighbourhood is just as important as your home. Look at schools, recreation and shopping.
We'll draw up an offer and negotiate on your behalf.
This will address any hidden issues in the house.
Arrange a closing date and sign the remaining paperwork!
You did it! Welcome to your new home!
There is a lot of competition in the market and property prices are rising
You’re confident there will be a high level of demand for your existing property
You can negotiate or make it conditional on selling your own home
You’re prepared to accept an offer that lets you move on or pay bridging finance.
Property prices are flat or declining
if you want greater certainty about how much you have to spend on your next home
If you’re moving locations and buying in a different and slower market
If you can negotiate a long settlement or know that you’ll be able to find something that suits your requirements.
Your Credit Score
Knowing your credits score will help lenders decide if you're a good candidate for a loan. The higher your credit the better
Your Employment History
Lenders want to make sure you can regularly make mortgage payments, with no major gaps in income.
Your Assets and debts
Lenders want to know your debt-to-income ratio to know if you can make each loan payment with the income you earn.
Are you interested in single-family, condo or townhome? Do some research of what types of homes offer what that will help narrow down your search area.
Do you need a car to get to work? Are you going to be taking transit? Do a test run before committing to a certain area.
Older neighbourhoods are great for their charm and character, but often older homes require more repairs, newer developments have modern finishes and less repairs needed.
What would you like to see in your new community? Is it more coffee shops? Closer to the water? Whatever it is write it down and choose areas that have those features.
How important is it to you to be walking distance to things like schools, shopping and groceries? Think of what you want or need to be close to.
Everyone has wants but have you considered the things you don't want? If you hate noise you might want to steer clear of the college area.
Once we draft and present the offer a few things could happen, here's a breakdown of the offer process and what you can expect.
Your offer is accepted! Time to celebrate, now we will move ahead with any conditions laid out in the offer like home inspection.
The Seller may reject your offer. We will ask questions to discover why and if there is anything we can do to make the offer more appealing.
The Seller may come back with their own offer. In this case, we will review the terms with you and continue to negotiate until we reach an agreement.
The price of the home.
Will be applied against the purchase of the house when the sale closes. Typically 5%.
Terms include the total price offered and the financing details.
Conditions are items that must be sompleted or fulfilled prior to the closing.
Inclusions and exclusions
Items included or excluded.
The closing day is generally the day the title of the property is legally transferred and the transaction of funds finalized.
We pride ourselves in providing personalized solutions that bring our clients closer to their dream properties and enhance their long-term wealth.